Tenants liability insurance

Tenants liability insurance covers you for accidental damage to any of your landlord’s fixtures, fittings, and any of the landlord’s furniture. 


No big security deposit deductions for accidents at home; the insurance pays.

Get great cover

  • £5,000 accidental damage cover as standard

  • Upgrade your cover level to £10,000 for £65 a year

  • Six and twelve month cover available

  • Includes furniture, fixtures and fittings

  • Covers everyone on the tenancy agreement

  • £100 excess

  • Simple claims process

For full terms and details of cover, please read the Policy Summary.


Please note that this product only covers your landlord’s property, and not your own, and only covers the risk of accidental damage. Cover is also invalid if you leave the property unoccupied for more than 30 consecutive days.

Get great value

We’re an online only company who keeps costs low, and we pass that on to you. Check out how our prices compare*.


We also don’t charge to make changes, so if you move, you can take your insurance with you.


We have compared the major UK providers of standalone tenants liability insurance: Urban Jungle, HomeLet, Rentguard, Intasure and LetAlliance.

* The above prices are annual, and were collected on the 15th January 2019. Some of these insurers only offer the option of paying in monthly instalments, and we've shown their yearly price in the graph for ease of comparison. Please note that Rentguard and Homelet prices are associated with a higher level of cover (£10,000), and Intasure is associated with lower (£4,000). Excesses vary across providers.

£79

£103

£90

£40

£102

9.7/10 rating on TrustPilot

"Easy to use and exceptionally well-priced... you ask yourself why you ever put up with the old insurance companies."

Ivor S.

"Wow, that was really quick. That user experience was 10/10. Very nice forms, especially for the payment."

Jonny C.

"First class service. So quick and easy, never had insurance done and dusted in a few mins."

John H.

We have a five star rating on Trustpilot from over 250 customers*. We've grabbed a few examples, but you can read them all on Trustpilot.com

Any questions?

We've written a few handy FAQs which explain the nitty gritty details of our policies.

FCA Regulated

We are fully authorised and regulated by the FCA, and are protected by the FSCS scheme.

Great Support

Our customer support team is on the line to help you through every stage of our simple process.

Built for mobile

Our website is built for mobile, so you can buy your insurance on your phone in minutes.

Our simple process makes it easy to get covered today. Buy a policy in just a few minutes!

* Trustpilot review score as of 21st January 2019


Urban Jungle Services Ltd is a company registered in England and Wales under company number 10414152. Urban Jungle is authorised and regulated by the Financial Conduct Authority, under the registration number 782061. See the Financial Services Register for further details. Defaqto is a leading independent financial research company in the UK.